Compare Quality Life Insurance Providers Below To Find The Best Rate



Adjust Your Rate As You Go

Ladder is known for allowing its customers to adjust their policy coverage as often as they want. This helps save a lot of money over the lifetime of a policy. Pricing starts at $4.95/month for $100K in coverage with a 10 year term for a 20 year old female in good health with a preferred plus rating.
Bestow Life Insurance


Premiums From Just $10/mo

Bestow prides itself on offering a fast online application process. No exam, no waiting, no hassles. You get a price quote in seconds and, if approved, your coverage can be decided in minutes. Policies are provided by North American Company for Life and Health InsuranceĀ®

National Family Assurance

National Family Assurance

For Those Difficult To Insure

NFA is a no-frills quote aggregator. They’re known for finding policies for harder to insure customers like seniors. They have an A+ BBB rating but have been known to work with more aggressive sales agents on the phone.

In 2020, 54 percent of all people in the United States were covered by some type of life insurance. People are often surprised at how affordable term life actually can be. Half the population estimates the cost of life insurance at more than three-times the actual cost.

As more and more people research rates online, new start-ups are entering the industry with competitive pricing to win over new customers. That’s why it’s important for consumers to shop around and compare prices from different insurers to make sure they are getting the best rate possible for their specific situation.

We always advise users to go for term life instead of whole because it’s cheaper and the investment yield is better with other securities. We recommend visiting our 3 recommended insurers above to compare premiums.

Factors Impacting Price

Thanks to this site I was able to find affordable life insurance by shopping around and comparing rates. All applications were 100% online, relatively quick with no medical exams needed. I finally settled on a plan from Ladder and I'm very happy with it.
Susan W.